With official interest rates trending downward, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal. But when even a small interest rate reduction means potential savings of thousands of dollars, is a […]
Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. Increased savings will of course help in accumulating funds for your deposit […]
There’s an old saying that you should never judge a book by its cover, and this is true for houses – after all, who would buy one having never seen more than the front door? Open inspections are opportunities to […]
With the ongoing concerns about increasing property prices, home ownership , the cost of living, and small or no wage increase , the question that continues to come up in general conversation is ‘how will our children ever enter the […]
Be realistic about what you can afford to borrow and repay. Understand that borrowing calculators only give you approximations. Get the facts . Planning to renovate or have kids? Check your plans aren’t going to stretch your budget too far.Cover […]
A recent study1 showed that 39% of Australians wouldn’t have enough savings to maintain their lifestyle if they lost their income for 3 to 6 months. In fact, an alarming 17% would find it difficult to get hold of $500 […]
In today’s market there appears to be an abundance of credit available with banks continuously making offers to customers for new credit cards with pre-approved limits or allowing you to simply ‘tick a box’ to increase your existing credit card’s […]
Should I Pay Off My Mortgage Or Leave It In My Offset Account? I’m confused – my bank teller is telling me to transfer my savings onto my mortgage but you are encouraging me to leave the money in my […]
1. Pay it off quickly The longer you take to pay off your home, the more you are going to pay. There are many strategies to reduce your loan, but most of them come […]
Why You Should Do It And What Can Happen If You Don’t! Case Study Samantha and Luke had been married for a few years and were both bringing in a comparable wage. They were equally contributing to their living expenses, […]